ARIVE Review 2026: All-in-One LOS, POS & PPE for Mortgage Brokers
Updated February 2026
Overview
ARIVE by Wizni, Inc. is a complete loan origination platform built exclusively for independent mortgage brokers and non-delegated TPOs. It combines a modern LOS, borrower-facing point of sale, products and pricing engine (PPE), and connected lender marketplace into a single platform. Unlike legacy systems that require bolt-on integrations, ARIVE delivers an all-in-one experience with transparent per-user pricing.
Best for: Independent mortgage brokers and non-delegated TPOs who want an affordable, modern all-in-one platform without juggling separate LOS, POS, and pricing tools.
Key Features
- ✓Integrated LOS, POS & pricing engine (PPE)
- ✓Branded borrower portal with digital application
- ✓Connected lender marketplace for digital submission
- ✓One-click AUS (DU/LPA)
- ✓Built-in e-Sign and document management
- ✓Co-branded Realtor portal
- ✓Instant pre-approvals and income analysis
- ✓Quarterly mortgage call reports (MCR)
- ✓API integration via Zapier (Pro plan)
- ✓LOS whitelabeling and POS themes (Pro plan)
- ✓MERS support and DocMagic disclosures (Non-Del plan)
Pricing
ARIVE offers transparent tiered pricing. Core plan: $49.99/user/mo (yearly) or $59.99 (monthly) for LOS, POS, PPE, and call reports. Pro plan: $69.99/user/mo (yearly) or $79.99 (monthly) adds e-Sign, Zapier API, whitelabeling, and external doc sharing. Non-Del plan: $99.95/user/mo for non-delegated correspondents with MERS, margin management, and DocMagic. Support staff seats start at $19.99/mo.
Pros
- +All-in-one platform (LOS + POS + PPE) eliminates bolt-on costs
- +Transparent, affordable per-user pricing
- +Modern mobile-friendly interface
- +Built specifically for independent mortgage brokers
- +Digital lender submission marketplace
- +No lengthy implementation — cloud-based setup
Cons
- –Designed for brokers only, not retail lenders or banks
- –Smaller integration ecosystem than Encompass
- –Less name recognition than legacy platforms
- –Advanced features (e-Sign, API) require Pro plan
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Alternatives to ARIVE
Encompass by ICE Mortgage Technology
Mid to large brokerages and lenders who need the widest investor connectivity and don't mind paying a premium for the industry standard.
Byte Pro by Byte Software
Mid-size brokerages (5-50 users) who want reliable processing, good support, and don't need the full Encompass ecosystem.
Calyx Point
Individual loan officers, small brokerages, and new shops that need basic loan processing at the lowest cost.